For small business
Small business finance, done properly
Bookkeeping, payroll and the year end done and filed on time. Plus a simple monthly snapshot and a forward view of your cash. And every set of accounts read against the numbers that matter, so you know how the business is really doing.
Most accountants file it and say see you in 12 months
Every time we prepare your statutory accounts we are holding a set of genuinely valuable data about your business. Most accountants file it, send you an invoice, and say see you in 12 months. That is simply not good enough. We are different.
AI Finance Partners takes that same data and turns it into information you can use. Every set of accounts is read against established financial ratios and sector benchmarks, so you learn how the business is really performing, where it is strong, where value is leaking, and the focused actions that would move it forward. The statutory filing is the by product. The valuable information is the point, and it comes as part of the job, not as an upsell.
The earlier the data, the more power it has
Your numbers hold real value, and the sooner and more often they are read, the more you can do with them. A number you see this month can change what you do next month. A number you only see a year later can only be regretted.
That is why we do not wait for the year end. A simple monthly snapshot gives you the most power, while the year end accounts, properly analysed rather than just filed, still show you where things are impacting. Where margin is slipping. Where cash is getting tight. Where a cost has crept up without you noticing. We read both, so you always know where you stand.
Most owners cannot answer the most basic question about their own business. Source: Xero, 2025.
What a small business gets
Whether you are self employed, a sole trader or a small limited company, take the lot as one finance function, or just the parts you are missing. A fixed monthly investment, agreed up front, sized to your business. All figures are plus VAT.
- Bookkeeping, from £120 a month. Records kept clean and current, bank reconciled, cloud software set up, so you always know exactly where you stand.
- Payroll, from £8 a payslip. Staff paid correctly and on time, RTI filings and auto enrolment pensions handled, without you chasing a deadline.
- Year end accounts and tax, from £75 a month. Year end accounts, corporation tax, VAT and self assessment prepared, checked and filed, signed off by a qualified accountant.
- Management accounts and cashflow, from £180 a month. A simple monthly snapshot and a forward view of your cash, so you can plan the next few months rather than react to them.
More than a bookkeeper
A bookkeeper gives you the past. A year end accountant files it. Neither tells you what it means or what is coming. AI Finance Partners adds the simple forward view, a monthly snapshot and a cash outlook, so the everyday decisions get made with a clear mind and not on gut. That is the step up, and for a small business it is the difference between surviving the year and building something.
Most of the bills that catch owners out were foreseeable. Source: Intuit QuickBooks UK.
Run a limited company? Try the drawings planner
If you are a director, how you pay yourself across salary and dividends makes a real difference to what you keep. Our director drawings planner shows what the company needs to earn to hit your target take home, and compares all salary, all dividends and a sensible mix. It runs entirely in your browser and nothing is sent anywhere.
FSB members welcome
AI Finance Partners is a member of the Federation of Small Businesses, and FSB members are welcome here. Ask about your member offer when you get in touch, and switching from your current accountant is handled for you.
Common questions
What is the monthly investment, and what does it cover? A fixed monthly investment agreed up front. Bookkeeping from £120 a month, payroll from £8 a payslip, year end accounts and tax from £75 a month, and a monthly management snapshot with a cash view from £180 a month. No hourly surprises. AI Finance Partners sizes it to your business and tells you exactly what it covers before you commit. All figures are plus VAT.
Do I get more than a bookkeeper? Yes. A bookkeeper records what happened and a year end accountant files it. AI Finance Partners does both, then reads the accounts against established financial ratios and sector benchmarks and tells you in plain English how the business is really performing and what to do next. That reading is built in, not an extra.
Can you switch me from my current accountant? Yes, and it is simple. One letter of authority and AI Finance Partners handles the whole handover with your current accountant. Nothing for you to chase and no gap in your filings.
Do you work with sole traders and small limited companies? Yes. Sole traders, partnerships and small limited companies are all welcome, whether or not you are VAT registered. Above the £90,000 VAT threshold, VAT returns are included in the monthly investment.